EMM Loans Data Breach Settlement
Last verified July 12, 2026Source: claimdepotHow ClaimWatch verifies cases
This settlement is closed to new claims — the deadline was August 17, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
EMM Loans was the target of a cyberattack on its computer systems in February 2024. The attack resulted in unauthorized access to files containing personal information including names, Social Security numbers, driver's license numbers, and passport numbers. EMM Loans denies it did anything wrong.
Do you qualify?
Anyone whose personal information was accessed in the February 2024 data breach at EMM Loans. If you received notice from EMM Loans, their records indicate you are a Class Member entitled to benefits.
What you can claim
Read from the official settlement notice. Confirm the terms that apply to you on the administrator's site before filing.
Unreimbursed Economic Losses Reimbursement
$4,000 eachReimbursement for documented out-of-pocket losses and lost time incurred due to the data incident, up to $4,000 per person. Out-of-pocket losses include identity theft or fraud losses, credit monitoring fees, ID replacement costs, and postage. Lost time compensation is $30 per hour for up to 3 hours without requiring documentation.
Lost Time Compensation
$30 / hourCompensation for time spent dealing with the data incident at $30 per hour for up to three hours, maximum $90 per person, without requiring documentation but requiring attestation that the time was spent responding to the incident.
Alternative Cash Payment
$50 eachA one-time flat cash payment of $50 available to class members who do not claim reimbursement for unreimbursed economic losses, requiring no proof or explanation.
Who is in the class
All individuals residing in the United States whose PII was implicated in the Incident discovered by EMM in February 2024, including all those individuals who received notice of the breach.
Quoted from the settlement notice.
How to file
Submit a valid Claim Form by the August 17, 2026 deadline. You can submit online through the settlement website, download and mail the form, or call/email the Settlement Administrator to request a paper copy.
Common questions
- What is the claim deadline for the EMM Loans Data Breach Settlement?
- This settlement is closed to new claims — the deadline was August 17, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the EMM Loans Data Breach Settlement?
- No. You can file without a receipt or proof of purchase. You attest that you qualify and submit basic details, though claims are still subject to review and submitting a false claim is a crime.
- Is the EMM Loans Data Breach Settlement notice real, or a scam?
- Simpluris is the settlement administrator for this case. Claims are filed at emmloansdatasettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the EMM Loans Data Breach Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for August 24, 2026; no payments can be issued before a settlement receives final approval.
Who's involved
Plaintiffs
- LINDA LEHRBACH
Defendants
- EMM LOANS, LLC
Counsel for plaintiffs
Parties and counsel from the public court docket. Listing an attorney here isn't an endorsement, and ClaimWatch isn't affiliated with any of them.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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