How much does the Equifax Data Breach Settlement pay?

Estimated payout: Up to $125. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.

What is the claim deadline for the Equifax Data Breach Settlement?

This settlement is closed to new claims — the deadline was January 22, 2024. Once a claim deadline passes you generally forfeit your share, even if you qualified.

Do I need proof of purchase for the Equifax Data Breach Settlement?

Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.

Is the Equifax Data Breach Settlement notice real, or a scam?

JND is the settlement administrator for this case. Claims are filed at equifaxbreachsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.

When will payments from the Equifax Data Breach Settlement be sent?

Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for January 13, 2020; no payments can be issued before a settlement receives final approval.

Claims closeddata breach

Equifax Data Breach Settlement

Up to $125

This settlement is closed to new claims — the deadline was January 22, 2024. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →

What happened

In September 2017, Equifax experienced a data breach affecting approximately 147 million people's personal information. A federal court approved a class action settlement resolving lawsuits brought by affected consumers. Equifax denied any wrongdoing and no judgment or finding of wrongdoing was made.

Do you qualify?

Class members are people whose personal information was impacted by the 2017 Equifax data breach that affected approximately 147 million people.

How to file

All claim filing deadlines have passed. The initial claims deadline was January 22, 2020, and the extended claims deadline was January 22, 2024. Eligible class members could have claimed free credit monitoring, up to $125 cash payment, reimbursement for out-of-pocket losses or time spent between January 23, 2020 and January 22, 2024, and Equifax subscription product reimbursement. All class members can still access 7 years of free identity restoration services after January 11, 2022.

Common questions

How much does the Equifax Data Breach Settlement pay?: Estimated payout: Up to $125. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
What is the claim deadline for the Equifax Data Breach Settlement?: This settlement is closed to new claims — the deadline was January 22, 2024. Once a claim deadline passes you generally forfeit your share, even if you qualified.
Do I need proof of purchase for the Equifax Data Breach Settlement?: Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
Is the Equifax Data Breach Settlement notice real, or a scam?: JND is the settlement administrator for this case. Claims are filed at equifaxbreachsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
When will payments from the Equifax Data Breach Settlement be sent?: Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for January 13, 2020; no payments can be issued before a settlement receives final approval.

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This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.

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