Flagstar Data Breach Settlement
$60–$25,000
This settlement is closed to new claims — the deadline was August 11, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
Flagstar Bank suffered two data breaches in January 2021 and December 2021 that exposed the personal information of approximately 2.2 million individuals. The bank is paying to settle claims related to these breaches, though Flagstar denies wrongdoing and admits no liability.
Do you qualify?
Anyone whose personal information was impacted by the Flagstar data breaches in January or December 2021. The settlement includes approximately 2.2 million U.S. consumers and approximately 364,000 California residents.
How to file
Submit a valid Claim Form by August 11, 2026. You must reference your Settlement Claim ID from your email notice or postcard notice. Documentation of losses may be required for certain benefits.
Common questions
- How much does the Flagstar Data Breach Settlement pay?
- Estimated payout: $60–$25,000. The total settlement fund is $31.5M. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the Flagstar Data Breach Settlement?
- This settlement is closed to new claims — the deadline was August 11, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the Flagstar Data Breach Settlement?
- Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
- Is the Flagstar Data Breach Settlement notice real, or a scam?
- EisnerAmper is the settlement administrator for this case. Claims are filed at flagstarsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Flagstar Data Breach Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for October 1, 2026; no payments can be issued before a settlement receives final approval.
In the news
- Flagstar Bank To Hand Out $31,500,000 To Settle Class Action Lawsuit Filed Over Data BreachThe Daily Hodl · August 7, 2026
- Flagstar Bank data breach settlement: Find out if you qualify for up to $25,000Yahoo Entertainment · August 6, 2026
- Customers could get up to $25K in Flagstar Bank settlementYahoo Entertainment · August 5, 2026
- New York Bank Sending Up To $25,000 To Customers in Settlement Over 2021 Data BreachesThe Daily Hodl · July 7, 2026
Headlines via NewsAPI. ClaimWatch isn't affiliated with these publications.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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