Northpointe v. State Farm Settlement
Last verified September 18, 2026Source: jndHow ClaimWatch verifies cases
This settlement is closed to new claims — the deadline was August 24, 2023. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
State Farm allegedly breached its Ohio insurance policies by applying depreciation to estimated labor and other non-material costs when calculating actual cash value (ACV) payments for structural damage claims. Plaintiffs contend this depreciation resulted in underpayment, while State Farm denies wrongdoing and maintains that policyholders received full entitlements under their policies.
Do you qualify?
All persons and entities insured under a State Farm structural damage policy who made a claim for property located in Ohio with a date of loss on or after April 22, 2015 through approximately August 2017, and received an ACV payment from which non-material depreciation was withheld, or would have received payment but for withholding that caused the loss to drop below the deductible.
Who is in the class
All persons and entities insured under a State Farm structural damage policy who: (1) made a structural damage claim for property located in the State of Ohio with a date of loss on or after April 22, 2015; and (2) received an actual cash value ("ACV") payment on that claim from which estimated Non-Material Depreciation was withheld from the policyholder, or who would have received an ACV payment but for the withholding of estimated Non-Material Depreciation causing the loss to drop below the applicable deductible.
Quoted from the settlement notice.
How to file
Complete a claim form and mail it to Northpointe v. State Farm Settlement, c/o JND Legal Administration, PO Box 91458, Seattle, WA 98111, or upload it to the website. The claim deadline was August 24, 2023 (now passed). You may submit separate forms for multiple covered losses during the class period.
Common questions
- What is the claim deadline for the Northpointe v. State Farm Settlement?
- This settlement is closed to new claims — the deadline was August 24, 2023. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the Northpointe v. State Farm Settlement?
- Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
- Is the Northpointe v. State Farm Settlement notice real, or a scam?
- JND Legal Administration is the settlement administrator for this case. Claims are filed at northpointe-v-statefarm.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Northpointe v. State Farm Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for July 25, 2023; no payments can be issued before a settlement receives final approval.
Who's involved
Plaintiffs
- Christina Ermidis
- Condominiums at Northpointe Association
- Charles Cranfield
Defendants
- State Farm Fire and Casualty Company
Counsel for plaintiffs
Counsel for defendants
- Rachel F. SifuentesFederal Trade Commission - Chicago
- Jacob L. KahnRiley Safer Holmes & Cancila - Chicago
- Elisabeth C. ArkoTucker Ellis - Cleveland
- Allison N. SiebeneckRiley Safer Holmes & Cancila
- Ryan P. Poscablo
- Robert C. TuckerTucker Ellis - Cleveland
- Paul L. JanowiczTucker Ellis - Cleveland
- Karl A. BekenyTucker Ellis - Cleveland
- Joseph A. CancilaRiley Safer Holmes & Cancila - Chicago
- Heidi DalenbergRiley Safer Holmes & Cancila
- Brian J. NeffRiley Safer Holmes & Cancila - New York
- Benjamin C. SasseTucker Ellis - Cleveland
Parties and counsel from the public court docket. Listing an attorney here isn't an endorsement, and ClaimWatch isn't affiliated with any of them.
In the news
- DOJ Files Statement of Interest in California Fire Insurance CaseInsurance Journal · May 6, 2026
- State Farm Agrees to Settle Katrina Claims Lawsuit with Mississippi AGInsurance Journal · September 19, 2022
- State Farm, Mississippi settle lawsuit over Katrina paymentsABC News · September 15, 2022
- State Farm Fire and Casualty Co. To Pay $100 Million in Settlement of a 2006 Whistleblower CaseWhistleblowersblog.org · August 25, 2022
Headlines via NewsAPI. ClaimWatch isn't affiliated with these publications.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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