How much does the State Farm Total Loss Litigation pay?

Estimated payout: Pro rata percentage of the Typical Negotiation Adjustment for covered total loss claims. The total settlement fund is $15.6M. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.

What is the claim deadline for the State Farm Total Loss Litigation?

This settlement is closed to new claims — the deadline was August 19, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.

Is the State Farm Total Loss Litigation notice real, or a scam?

Claims are filed at statefarmartotallosslitigation.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.

When will payments from the State Farm Total Loss Litigation be sent?

Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. Payments cannot be issued until the court grants final approval and any appeals are resolved.

Claims closedinsurance

State Farm Total Loss Litigation

Pro rata percentage of the Typical Negotiation Adjustment for covered total loss claims

Last verified July 12, 2026Source: claimdepotHow ClaimWatch verifies cases

This settlement is closed to new claims — the deadline was August 19, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →

What happened

State Farm Mutual Automobile Ins. Co. allegedly paid its insureds in Arkansas less than the actual cash value of their total loss vehicles. A settlement has been reached with total payments of $15,583,700 available to the entire settlement class.

Do you qualify?

Members of the Settlement Class are vehicle owners whose vehicles were adjusted to be a total loss by State Farm Mutual Automobile Ins. Co. and who are located in Arkansas.

Who is in the class

Members of the Settlement Class who submit a valid and timely Claim Form are eligible for payment of pro rata percentage of the Typical Negotiation Adjustment ("Claim Amount") for covered total loss claims.

Quoted from the settlement notice.

How to file

Submit a valid and timely Claim Form to be eligible for payment. The Claim Form must be submitted or postmarked by August 19, 2026. Settlement class members who submit a valid claim will receive a pro rata percentage of the Typical Negotiation Adjustment for their covered total loss claims.

Common questions

How much does the State Farm Total Loss Litigation pay?: Estimated payout: Pro rata percentage of the Typical Negotiation Adjustment for covered total loss claims. The total settlement fund is $15.6M. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
What is the claim deadline for the State Farm Total Loss Litigation?: This settlement is closed to new claims — the deadline was August 19, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
Is the State Farm Total Loss Litigation notice real, or a scam?: Claims are filed at statefarmartotallosslitigation.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
When will payments from the State Farm Total Loss Litigation be sent?: Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. Payments cannot be issued until the court grants final approval and any appeals are resolved.

Who's involved

Parties and counsel from the public court docket. Listing an attorney here isn't an endorsement, and ClaimWatch isn't affiliated with any of them.

In the news

Court Refuses to Dismiss Spa's COVID-19 Business Income Claim - The National Law ReviewThe National Law Review · December 18, 2020

Headlines via NewsAPI. ClaimWatch isn't affiliated with these publications.

New to class actions?

This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.

Claim deadline: August 19, 2026
Estimated payout: Pro rata percentage of the Typical Negotiation Adjustment for covered total loss claims
Settlement fund: $15.6M
Exclusion deadline: June 25, 2026
Case: Chadwick v. State Farm Mutual Automobile Ins. Co.
Case number: 4:21-cv-1161
Court: Eastern District of Arkansas, Eastern Division

Official settlement website →

Case status & court docket

Federal court in ArkansasMore from Arkansas

Eastern District of Arkansas, Eastern Division

Active — filed November 29, 2021

July 16, 2026
Final approval
ORDER confirming the final certification of the Settlement Class, Doc. 288 at 4; confirming Rose Chadwick as the Settlement Class Representative, the appointments of Carney Bates & Pulliam, PLLC, Jacobson Phillips PLLC, Normand PLLC, and Bailey and Glasser, LLP as Class Counsel, and its appointm
March 27, 2026
Fairness hearing
ORDER granting as modified with some caveats 284 motion for preliminary approval of the proposed class settlement; preliminarily approving the following settlement class: "All persons who made a first-party claim on a policy of insurance issue d by State Farm Mutual Automobile Insurance Company t

View the full court docket on CourtListener →

More insurance settlements

View all →

November 10, 2026insurance

Anthem Brand Name Drugs Denial of Coverage Settlement

Anthem denied coverage or applied deductibles to brand name (single source) prescription drugs for members with Core 5000, Tonik DN14, Tonik DN15, or RightPlan plans that should have covered these drugs as generic. The settlement requires Anthem to reimburse out-of-pocket expenses for denied brand name drugs and refund deductibles improperly charged. Anthem admits no wrongdoing.

…more

Up to $8,850

Deadline TBDinsurance

LADR Surgery Settlement

Aetna Life Insurance Company denied coverage for single-level lumbar artificial disc replacement (L-ADR) surgeries, claiming they were experimental or investigational. The settlement requires Aetna to reconsider coverage decisions and provide relief to members who were wrongly denied.