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Pregon v. State Farm Settlement

Last verified September 18, 2026Source: jndHow ClaimWatch verifies cases

This settlement is closed to new claims — the deadline was April 2, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →

What happened

State Farm allegedly improperly depreciated labor and non-material costs when calculating actual cash value (ACV) payments to Missouri policyholders for structural damage claims. State Farm denies all wrongdoing and contends policyholders received everything owed under their policies.

Do you qualify?

Missouri policyholders insured under State Farm structural damage policies who made a claim with a date of loss between June 5, 2012, and approximately October 2017, and received an ACV payment with deductions for Non-Material Depreciation or General Contractor Overhead and Profit Depreciation.

What you can claim

Read from the official settlement notice. Confirm the terms that apply to you on the administrator's site before filing.

  • Interest on Recovered Depreciation

    Class members who initially had Non-Material Depreciation or GCOP Depreciation deducted but later recovered it through replacement cost benefit payments can claim simple interest at 8.9% annually on 90% of the Non-Material Depreciation amount and 50% of GCOP Depreciation, calculated from the date of initial ACV payment to the date of final RCB payment.

Who is in the class

All policyholders (except those indicated in the Exclusions) insured under a State Farm property damage insurance policy who: (1) filed a claim for structural damage to a property located in Missouri with a loss date beginning June 5, 2012; and (2) received an ACV payment from which estimated Non-Material Depreciation or estimated GCOP Depreciation was deducted, and/or would have received an ACV payment but for the deduction of estimated Non-Material Depreciation or estimated GCOP Depreciation that caused the calculated ACV figure to fall below the applicable deductible.

Quoted from the settlement notice.

How to file

Complete a Claim Form and either upload it to the website before midnight Central Time on April 2, 2026, or mail a signed copy postmarked no later than April 2, 2026, to JND Legal Administration, PO Box 91215, Seattle, WA 98111.

Common questions

What is the claim deadline for the Pregon v. State Farm Settlement?
This settlement is closed to new claims — the deadline was April 2, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
Do I need proof of purchase for the Pregon v. State Farm Settlement?
Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
Is the Pregon v. State Farm Settlement notice real, or a scam?
JND Legal Administration is the settlement administrator for this case. Claims are filed at pregon-v-statefarm.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
When will payments from the Pregon v. State Farm Settlement be sent?
Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for March 3, 2026; no payments can be issued before a settlement receives final approval.

This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.

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