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Bread Financial TCPA Class Action

Last verified October 4, 2026Source: courtlistener-litigationHow ClaimWatch verifies cases

Still being litigated: the claims below are allegations, not findings, and there is no settlement, claim form or payout yet.

Where this case stands

In litigation

The case has been filed and is being fought in court. There is no settlement, no claim form and no payout yet; many class actions are dismissed or never certified.

Pending in the District Court, S.D. Ohio (No. 2:24-cv-04071).

  1. October 16, 2024
    Case filed

What happened

A proposed class action against Bread Financial Payments, Inc., apparently concerning alleged violations of the Telephone Consumer Protection Act. The lawsuit appears to involve claims about unwanted calls or text messages, though specific details are not available from the docket caption and nature of suit alone. These are allegations in a newly filed case, not proven facts and not yet a settlement.

Do you qualify?

No settlement exists yet, so there is nothing to file and no class definition to check. If the case settles, the settlement will define exactly who qualifies — watch this case and we'll let you know.

How to file

There is no claim to file yet. If this case reaches a settlement, a claim process will open — usually with an official settlement website and a filing deadline.

Common questions

Can I file a claim in the Bread Financial TCPA Class Action case?
No. The case is still being litigated — there is no settlement, no claim form, and no payout. It was filed October 16, 2024 in the District Court, S.D. Ohio (No. 2:24-cv-04071).What a class action lawsuit is →
Who are the attorneys in the Bread Financial TCPA Class Action?
For the plaintiffs: Max S. Morgan (The Weitz Firm, LLC); Brian Flick (DannLaw). For Bread Financial Payments, Inc.: Wendy West Feinstein (Morgan, Lewis & Bockius LLP). From the public court docket.

Who's involved

Plaintiffs

  • Alvaro Franco

Defendants

  • Bread Financial Payments, Inc.

Counsel for plaintiffs

Counsel for defendants

Other cases these firms appear in

From the public court docket, contact details as filed; not an endorsement.

Guides:What is a class action lawsuit?How class membership worksYour options as a class member

Summarised from public settlement documents; confirm terms on the official settlement website. ClaimWatch is not a law firm, and filing a claim is free.