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McCloud v. 700Credit Data/Consumer Practices Class Action

Last verified September 19, 2026Source: courtlistener-litigationHow ClaimWatch verifies cases

Still being litigated: the claims below are allegations, not findings, and there is no settlement, claim form or payout yet.

Where this case stands

In litigation

The case has been filed and is being fought in court. There is no settlement, no claim form and no payout yet; many class actions are dismissed or never certified.

Pending in the District Court, E.D. Michigan (No. 2:25-cv-14170).

  1. December 29, 2025
    Case filed

What happened

A proposed class action against 700Credit, LLC alleging alleged violations related to consumer data, credit information, or privacy practices. Based on the defendant's apparent involvement in credit reporting or consumer data services, the complaint appears to raise claims concerning how the company handled consumer information or credit data.

Do you qualify?

No settlement exists yet, so there is nothing to file and no class definition to check. If the case settles, the settlement will define exactly who qualifies — watch this case and we'll let you know.

How to file

There is no claim to file yet. If this case reaches a settlement, a claim process will open — usually with an official settlement website and a filing deadline.

Common questions

Can I file a claim in the McCloud v. 700Credit Data/Consumer Practices Class Action case?
No. The case is still being litigated — there is no settlement, no claim form, and no payout. It was filed December 29, 2025 in the District Court, E.D. Michigan (No. 2:25-cv-14170).What a class action lawsuit is →
Who are the attorneys in the McCloud v. 700Credit Data/Consumer Practices Class Action?
For the plaintiffs: Marc H. Edelson (Edelson Lechtzin LLP). From the public court docket.

Who's involved

Plaintiffs

  • Margaret D McCloud

Defendants

  • 700Credit, LLC

Counsel for plaintiffs

Other cases these firms appear in

From the public court docket, contact details as filed; not an endorsement.

Guides:What is a class action lawsuit?How class membership worksYour options as a class member

Summarised from public settlement documents; confirm terms on the official settlement website. ClaimWatch is not a law firm, and filing a claim is free.

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