American Consumer Credit Counseling Data Breach Settlement
Last verified September 13, 2026Source: claimdepotHow ClaimWatch verifies cases
This settlement is closed to new claims — the deadline was September 16, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
In January 2025, a criminal third party gained unauthorized access to certain employee email accounts at American Consumer Credit Counseling, Inc. (ACCC). The breach resulted in the potential exposure of personally identifiable information including names, Social Security numbers, driver's license numbers, financial account numbers, and payment card information. ACCC denies wrongdoing and liability, and the court has made no determination of liability.
Do you qualify?
Anyone whose private information may have been impacted in the January 2025 data breach at American Consumer Credit Counseling, Inc., and who received notice of the incident.
What you can claim
Read from the official settlement notice. Confirm the terms that apply to you on the administrator's site before filing.
Documented Out-of-Pocket Losses
$3,500 eachReimbursement for actual, documented out-of-pocket losses traceable to the Data Incident, including identity theft/fraud losses, credit monitoring fees, ID replacement costs, and postage. Requires documented proof such as bank statements or receipts.
Compensation for Lost Time
$80 eachPayment for time spent responding to the Data Incident, including changing passwords, investigating suspicious activity, or researching the incident. Up to four hours at $20 per hour.
Alternative Cash Payment
$45 eachOne-time cash payment for Class Members who do not claim documented losses or lost time compensation. No proof or documentation required.
Who is in the class
All individuals residing in the United States whose PII was potentially compromised in the Data Incident experienced by Defendant, including all those who received notice of the Data Incident.
Quoted from the settlement notice.
How to file
Submit a valid Claim Form by September 16, 2026. You can file online at the settlement website, download and mail the form to the Settlement Administrator, or call/email the Administrator for a paper copy.
Common questions
- What is the claim deadline for the American Consumer Credit Counseling Data Breach Settlement?
- This settlement is closed to new claims — the deadline was September 16, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the American Consumer Credit Counseling Data Breach Settlement?
- No. You can file without a receipt or proof of purchase. You attest that you qualify and submit basic details, though claims are still subject to review and submitting a false claim is a crime.
- Is the American Consumer Credit Counseling Data Breach Settlement notice real, or a scam?
- Simpluris is the settlement administrator for this case. Claims are filed at acccsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the American Consumer Credit Counseling Data Breach Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for October 8, 2026; no payments can be issued before a settlement receives final approval.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
More data breach settlements
View all →Period Tracker Data Privacy Settlement (Flo, Google, Flurry)
Between November 2016 and February 2019, the Flo period and ovulation tracker app allegedly incorporated code from third-party software development kits (from Flurry, Meta, and Google) through which user information related to menstruation and pregnancy was allegedly shared without proper legal authorization. Google agreed to pay $48 million, Flo agreed to pay $8 million, and Flurry agreed to pay $3.5 million to settle. All defendants deny wrongdoing and assert they did nothing wrong.
…moreNot stated
Lands' End Data Breach Settlement
Lands' End experienced a data security incident in December 2024 that compromised certain files containing personal information of class members, including names, dates of birth, Social Security numbers, driver's license and passport information, and in some cases medical information. Lands' End denies wrongdoing, but has agreed to settle the lawsuit to avoid costs and risks of continued litigation.
…moreAmerican Vision Partners Data Breach Settlement
American Vision Partners suffered a cyberattack discovered in November 2023 that compromised personal information of approximately 1.6 million U.S. residents, including Social Security numbers for about 258,070 people. Plaintiffs allege personal information was compromised; the defendant denies this allegation.
…morePro-rata cash payments or out-of-pocket expense claims for Damages Settlement Class Members
Wayne Memorial Hospital Data Breach Settlement
Wayne Memorial Hospital had a data incident discovered on or around June 3, 2024, in which certain files may have been accessed without authorization between approximately May 30 and June 3, 2024. The hospital notified potentially impacted individuals on or around August 27, 2025. The lawsuit alleges the hospital was negligent in failing to prevent the data incident. The hospital denies all allegations.
…more