Arnold v. State Farm Fire and Casualty Co. Settlement
Last verified September 9, 2026Source: jndHow ClaimWatch verifies cases
This settlement is closed to new claims — the deadline was October 24, 2022. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
State Farm allegedly breached its Alabama insurance policies by applying depreciation to labor and non-material costs when calculating actual cash value (ACV) payments for structural damage claims. This allegedly resulted in policyholders receiving less than they were entitled to. State Farm denies the claims and contends policyholders received everything they were owed. The settlement has received final court approval.
Do you qualify?
Anyone insured under a State Farm structural damage policy who made a claim for property located in Alabama with a date of loss between March 8, 2011 and August 3, 2017, and who received an ACV payment or estimate from State Farm that withheld "non-material depreciation."
How to file
Complete a claim form and either mail it to the Settlement Administrator (JND Legal Administration, PO Box 91431, Seattle, WA 98111) or upload it to the settlement website. The deadline to submit was October 24, 2022. Separate claim forms may be submitted for multiple covered losses during the class period, each submitted separately and timely.
Common questions
- What is the claim deadline for the Arnold v. State Farm Fire and Casualty Co. Settlement?
- This settlement is closed to new claims — the deadline was October 24, 2022. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the Arnold v. State Farm Fire and Casualty Co. Settlement?
- Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
- Is the Arnold v. State Farm Fire and Casualty Co. Settlement notice real, or a scam?
- JND Legal Administration is the settlement administrator for this case. Claims are filed at arnold-v-statefarm.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Arnold v. State Farm Fire and Casualty Co. Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for September 23, 2022; no payments can be issued before a settlement receives final approval.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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