CClaimWatch
insurance

LADR Surgery Settlement

Up to $55,000

What happened

Aetna Life Insurance Company denied coverage for single-level lumbar artificial disc replacement (L-ADR) surgeries, claiming they were experimental or investigational. The settlement requires Aetna to reconsider coverage decisions and provide relief to members who were wrongly denied.

Do you qualify?

Members of ERISA-governed health plans insured or administered by Aetna who had precertification requests or post-service claims for single-level lumbar artificial disc replacement denied between August 7, 2016 (Hendricks Action) or March 4, 2019 (Howard Action) and February 8, 2023.

How to file

Submit a claim form. Those who paid out-of-pocket for the surgery can request reimbursement up to $55,000; those not yet treated can submit new coverage requests to be decided under the settlement terms; those no longer covered can request reimbursement for future surgery if not available elsewhere. Supporting documentation will be required.

Common questions

How much does the LADR Surgery Settlement pay?
Estimated payout: Up to $55,000. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
Do I need proof of purchase for the LADR Surgery Settlement?
Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
Is the LADR Surgery Settlement notice real, or a scam?
Atticus Administration LLC is the settlement administrator for this case. Claims are filed at ladrsurgerysettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
How long until I get paid from the LADR Surgery Settlement?
Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for June 5, 2026; no payments can be issued before a settlement receives final approval.
What happens if I do nothing?
You receive no payment, and in most class actions you also give up the right to sue Aetna Life Insurance Company separately over these same claims.

This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.

More insurance settlements

View all →