Lucero v Nationwide Settlement
Up to $25,000
This settlement is closed to new claims — the deadline was March 30, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
Nationwide allegedly failed to properly advise New Mexico insureds that underinsured motorist (UIM) claims are required by law to be reduced by amounts received from the at-fault driver's insurer. Plaintiff alleges breaches of contract, negligence, unjust enrichment, breach of good faith and fair dealing, and violations of New Mexico's Unfair Trade Practices Act. Defendants deny all allegations and maintain they complied with policy terms and applicable law.
Do you qualify?
New Mexico insureds who either (1) submitted an underinsured motorist coverage claim between October 1, 2010, and March 31, 2022, that was reduced/offset by amounts from the at-fault driver's insurer, or (2) purchased UM/UIM coverage from Nationwide during that period.
How to file
Submit a Claim Form by mail or through the online portal by March 30, 2026. You must demonstrate that you submitted an underinsured motorist coverage claim during the class period that was reduced by the amount received from the at-fault driver's insurer. Those who purchased UM/UIM coverage but did not submit a claim will automatically receive a refund check.
Common questions
- How much does the Lucero v Nationwide Settlement pay?
- Estimated payout: Up to $25,000. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the Lucero v Nationwide Settlement?
- This settlement is closed to new claims — the deadline was March 30, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the Lucero v Nationwide Settlement?
- Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
- Is the Lucero v Nationwide Settlement notice real, or a scam?
- Claims are filed at lucerouimsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Lucero v Nationwide Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. Payments cannot be issued until the court grants final approval and any appeals are resolved.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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