Lyman v. Auto Club Family Insurance Company Settlement
From $25
This settlement is closed to new claims — the deadline was January 19, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
Auto Club Family Insurance Co. allegedly improperly deducted certain types of depreciation (called "Nonmaterial Depreciation") when adjusting structural damage insurance claims for Missouri homeowners. The settlement provides payments to those affected between June 5, 2012 and August 12, 2025.
Do you qualify?
Persons who filed an insurance claim for structural damage to Missouri property on a homeowner's insurance policy issued by Auto Club between June 5, 2012 and August 12, 2025, where Nonmaterial Depreciation was withheld from the payment and an Xactimate or other computerized estimate was generated.
How to file
Complete a claim form and submit it by January 19, 2026 either by mail to the proper address or online through this website. You will need to provide information about your original insurance claim and the depreciation that was withheld.
Common questions
- How much does the Lyman v. Auto Club Family Insurance Company Settlement pay?
- Estimated payout: From $25. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the Lyman v. Auto Club Family Insurance Company Settlement?
- This settlement is closed to new claims — the deadline was January 19, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the Lyman v. Auto Club Family Insurance Company Settlement?
- Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
- Is the Lyman v. Auto Club Family Insurance Company Settlement notice real, or a scam?
- Claims are filed at lyman-v-acfic-settlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Lyman v. Auto Club Family Insurance Company Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for December 9, 2025; no payments can be issued before a settlement receives final approval.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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