Martin v. American Family Mutual Insurance Depreciation Settlement
This settlement is closed to new claims — the deadline was December 1, 2025. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
American Family Mutual Insurance Company allegedly improperly deducted nonmaterial depreciation when adjusting certain structural loss insurance claims in Illinois. The settlement resolves whether the defendant properly handled these depreciation deductions.
Do you qualify?
Illinois policyholders with residential policies in effect between November 2, 2019 and September 7, 2022, or commercial property policies in effect between November 2, 2018 and September 7, 2022, who had structural damage insurance claims.
How to file
Submit a valid Claim Form online or by mail. The deadline to submit a Claim Form passed on December 1, 2025, so the claims window is now closed.
Common questions
- What is the claim deadline for the Martin v. American Family Mutual Insurance Depreciation Settlement?
- This settlement is closed to new claims — the deadline was December 1, 2025. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Is the Martin v. American Family Mutual Insurance Depreciation Settlement notice real, or a scam?
- Claims are filed at martindepreciationsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Martin v. American Family Mutual Insurance Depreciation Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for October 20, 2025; no payments can be issued before a settlement receives final approval.
In the news
- Coronavirus Is Making Insurance Companies Huge Profits. Here's Why That's a Good Thing.The National Interest · May 2, 2020
- Darn Those Greedy Insurance CompaniesCato.org · April 30, 2020
- Berkshire Hathaway's Geico to credit its vehicle policyholdersMarketWatch · April 7, 2020
- Matching Endorsement Upheld as Modifying Policy to Exclude Coverage for Undamaged MaterialPropertyinsurancecoveragelaw.com · June 1, 2019
Headlines via NewsAPI. ClaimWatch isn't affiliated with these publications.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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