PGAC Class Action Settlement
This settlement is closed to new claims — the deadline was October 4, 2025. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
PGAC allegedly breached its insurance contracts by not properly refunding unearned premiums when customers voluntarily canceled their automobile insurance or when policies were canceled for non-payment of premiums. PGAC denies the allegations.
Do you qualify?
U.S. residents (except Florida) who held automobile insurance policies issued by PGAC with a "Refund of Premium" provision during the Class Period, whose policies were canceled either at their request or for non-payment, and who had paid premiums that remained unearned at the time of cancellation.
How to file
Submit a valid claim form either online or by U.S. Mail. The deadline is October 4, 2025. Claim forms and submission instructions are available on the settlement website.
Common questions
- How much does the PGAC Class Action Settlement pay?
- The total settlement fund is $7M. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the PGAC Class Action Settlement?
- This settlement is closed to new claims — the deadline was October 4, 2025. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Is the PGAC Class Action Settlement notice real, or a scam?
- Settlement Administrator is the settlement administrator for this case. Claims are filed at pgacinsuranceclassaction.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the PGAC Class Action Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for September 4, 2025; no payments can be issued before a settlement receives final approval.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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