USAA Late Fee Settlement
This settlement is closed to new claims. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
USAA assessed late fees against policyholders with Maryland insurance policies. After a market conduct examination by the Maryland Insurance Commissioner, USAA refunded the principal amount of late fees but did not include accrued interest and gains made on those fees. Plaintiffs allege they and others should have received the interest and gains along with the principal refund. USAA denies wrongdoing.
Do you qualify?
You are eligible if you were charged a late fee by USAA on a Maryland insurance policy prior to 2020, received a refund for those late fees pursuant to Maryland Consent Order MIA-2020-08-002, and did not receive accrued interest and/or gains on the late fee refund.
How to file
No action was required. Payments were automatically issued on August 7, 2026—as statement credits for current policyholders and mailed checks for former policyholders.
Common questions
- How much does the USAA Late Fee Settlement pay?
- The total settlement fund is $5M. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- Do I need proof of purchase for the USAA Late Fee Settlement?
- No. You can file without a receipt or proof of purchase. You attest that you qualify and submit basic details, though claims are still subject to review and submitting a false claim is a crime.
- Is the USAA Late Fee Settlement notice real, or a scam?
- JND Legal Administration is the settlement administrator for this case. Claims are filed at usaalatefeelitigation.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the USAA Late Fee Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for April 28, 2026; no payments can be issued before a settlement receives final approval.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
More insurance settlements
View all →Anthem Grandfathered Rx Settlement
Anthem denied coverage for brand name (single source) prescription drugs and/or applied a deductible to these drugs under certain grandfathered health plans, resulting in out-of-pocket expenses for members and charging some members an $8,850 deductible. The California Department of Insurance required Anthem to settle this matter.
Up to $8,850
LADR Surgery Settlement
Aetna Life Insurance Company denied coverage for single-level lumbar artificial disc replacement (L-ADR) surgeries, claiming they were experimental or investigational. The settlement requires Aetna to reconsider coverage decisions and provide relief to members who were wrongly denied.
Up to $55,000