USAA Late Fee Settlement
Last verified September 18, 2026Source: jndHow ClaimWatch verifies cases
This settlement is closed to new claims. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
USAA improperly assessed late fees on Maryland insurance policies and refunded only the principal amount without accrued interest and gains made on those fees. Following a Maryland Insurance Commissioner examination, USAA entered a Consent Order to refund late fees, but policyholders claim they are owed the interest and gains that USAA made on the late fees. USAA denies any wrongdoing.
Do you qualify?
You qualify if you were charged a late fee by USAA on a Maryland insurance policy before 2020, received a refund pursuant to Maryland Consent Order MIA-2020-08-002, and did not receive accrued interest and/or gains on the late fee refund.
How to file
No claim filing was required. Payments were automatically issued on August 7, 2026 as a statement credit for current policyholders or as a mailed check for former policyholders. All settlement deadlines have passed.
Common questions
- How much does the USAA Late Fee Settlement pay?
- The total settlement fund is $5M. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- Do I need proof of purchase for the USAA Late Fee Settlement?
- No. You can file without a receipt or proof of purchase. You attest that you qualify and submit basic details, though claims are still subject to review and submitting a false claim is a crime.
- Is the USAA Late Fee Settlement notice real, or a scam?
- JND Legal Administration is the settlement administrator for this case. Claims are filed at usaalatefeelitigation.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the USAA Late Fee Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for April 28, 2026; no payments can be issued before a settlement receives final approval.
Who's involved
Plaintiffs
- David Fant, Sr.
- Wayne Best
- Keith Barr
- Walter Black, III
Defendants
- USAA Casualty Insurance Company
- United Services Automobile Association
- Garrison Property and Casualty Insurance Company
- USAA General Indemnity Company
Counsel for plaintiffs
- Meagan Cooper BorgersonKagan Stern Marinello & Beard, LLC
- Mallory MoralesTycko & Zavareei
- Keith T VernonTimoney Knox, LLP
- Kathleen M VermilionTimoney Knox, LLP
- Karen Michele KohnThe Kohn Law Group PLLC
- Jonathan ShubShub Johns & Holbrook LLP
- Gemma SeiditaTycko & Zavareei LLP
- Andrea Rifka GoldTycko & Zavareei LLP
- Andrew William KnoxTimoney Knox, LLP
- Jonathan P KaganKagan Stern Marinello & Beard, LLC
- Heather Kirkwood YeungDavis, Agnor, Rapaport & Skalny
Parties and counsel from the public court docket. Listing an attorney here isn't an endorsement, and ClaimWatch isn't affiliated with any of them.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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