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Zubia v. American Family Insurance Depreciation Settlement

This settlement is closed to new claims — the deadline was December 1, 2025. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →

What happened

American Family Mutual Insurance Company and Homesite Insurance Company allegedly improperly deducted Nonmaterial Depreciation when adjusting certain structural loss insurance claims in Arizona.

Do you qualify?

Individuals who had Arizona structural damage insurance claims with American Family Mutual Insurance Company or Homesite Insurance Company and timely submit a valid Claim Form.

How to file

Submit a valid Claim Form to the settlement administrator. The deadline to submit a Claim Form passed on December 1, 2025, so no new claims can be filed.

Common questions

What is the claim deadline for the Zubia v. American Family Insurance Depreciation Settlement?
This settlement is closed to new claims — the deadline was December 1, 2025. Once a claim deadline passes you generally forfeit your share, even if you qualified.
Is the Zubia v. American Family Insurance Depreciation Settlement notice real, or a scam?
Claims are filed at zubiadepreciationsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
When will payments from the Zubia v. American Family Insurance Depreciation Settlement be sent?
Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for October 20, 2025; no payments can be issued before a settlement receives final approval.

This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.

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