Park National Bank Overdraft Fees Settlement
Last verified July 13, 2026Source: claimdepotHow ClaimWatch verifies cases
This settlement is closed to new claims. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
Park National Bank allegedly assessed overdraft fees on debit card transactions that were authorized with sufficient funds but later settled with a negative balance. The plaintiff claims this constitutes breach of contract and unjust enrichment. The bank denies these claims.
Do you qualify?
Anyone who held a checking account with Park National Bank and was charged one or more overdraft fees (APPSN Fees) between November 1, 2016, and February 20, 2025.
How to file
You do not need to file a claim. Current customers will automatically receive a credit to their accounts; former customers will receive a check from the Settlement Administrator. If you want to exclude yourself or object, you must do so by August 5, 2025.
Common questions
- How much does the Park National Bank Overdraft Fees Settlement pay?
- The total settlement fund is $510,000. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- Do I need proof of purchase for the Park National Bank Overdraft Fees Settlement?
- No. You can file without a receipt or proof of purchase. You attest that you qualify and submit basic details, though claims are still subject to review and submitting a false claim is a crime.
- Is the Park National Bank Overdraft Fees Settlement notice real, or a scam?
- Claims are filed at lickingcountyoverdraftsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Park National Bank Overdraft Fees Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for September 5, 2025; no payments can be issued before a settlement receives final approval.
In the news
- Billion-Dollar Bank To Hand Out $510,000 To Settle Class Action Lawsuit Alleging Improper Charging of Overdraft FeesThe Daily Hodl · July 17, 2025
- Bank accused of concentrating branches in white neighborhoods will settle discrimination allegations for $9 million: Justice DepartmentBiztoc.com · March 1, 2023
- Park National Corporation reports financial results for third quarter and first nine months of 2020Yahoo Entertainment · October 26, 2020
- Chicago’s Land Bank Growing Up to Larger, Mixed-Use ProjectsNextcity.org · June 13, 2019
Headlines via NewsAPI. ClaimWatch isn't affiliated with these publications.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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