Equifax Dispute Class Action Settlement
$100–$400
Verified November 15, 2026 against equifaxdisputeclassaction.comAdministrator: Continental DataLogixFound via cdlHow ClaimWatch verifies cases
Where this case stands
Accepting claims until November 29, 2026
The final approval hearing is set for December 10, 2026. Payments cannot go out before the court approves the settlement there.
Pending in the United States District Court for the Eastern District of New York (No. 1:19-cv-06701 (E.D.N.Y.)).
- November 20, 2026 · upcomingOpt-out and objection deadline
Last day to exclude yourself from the settlement or object to its terms.
- November 29, 2026 · upcomingClaim deadline
Claims had to be submitted by this date.
- December 10, 2026 · upcomingFinal approval hearing
The court hears any objections and decides whether to approve the settlement.
What happened
Equifax was sued over claims that it failed to reasonably investigate consumers' disputes about hard credit inquiries, failed to maintain reasonable procedures, and did not remove disputed inquiries from credit files. Plaintiffs alleged violations of the Fair Credit Reporting Act and related New York and New Jersey laws. Equifax denies wrongdoing but agreed to pay $30 million to settle the class claims.
Do you qualify?
The Settlement Class includes U.S. residents for whom Equifax records reflect either a mailed hard-inquiry dispute between October 4, 2016 and March 27, 2026 that was coded 'not mine' or 'unauthorized' and received a Cons Comm 664 response, or another hard-inquiry dispute between August 31, 2021 and March 27, 2026. A separate New York Subclass covers certain New York residents who received the Cons Comm 664 language for disputes coded 'not mine' or 'unauthorized' between November 27, 2017 and September 10, 2024.
What the settlement pays
Expected approximately $300 for Certified Group members, $100 for General Dispute Group members, and $400 for New York Subclass members; actual amounts may be lower or higher depending on claim rates.
Paid from a $30M settlement fund. Individual amounts depend on how many valid claims are filed.
How to file
Submit a Claim Form online by November 29, 2026 using the unique Claim Number and PIN from the notice. The form can be filed through the settlement website, and payment may be received electronically or by check. No additional proof requirements are stated.
Common questions
- How much does the Equifax Dispute Class Action Settlement pay?
- Estimated payout: $100–$400. The settlement fund is $30M.Why settlement checks are smaller than the headline number →
- What is the claim deadline for the Equifax Dispute Class Action Settlement?
- November 29, 2026. Claims are filed free at equifaxdisputeclassaction.com.How to file a claim, and how long payment takes →
- Do I need proof of purchase for the Equifax Dispute Class Action Settlement?
- No. Claims can be filed without a receipt.
- What is the status of the Equifax Dispute Class Action Settlement?
- Accepting claims until November 29, 2026. The final approval hearing is set for December 10, 2026. Payments cannot go out before the court approves the settlement there.
- How long until I get paid from the Equifax Dispute Class Action Settlement?
- Not before the final approval hearing on December 10, 2026; payments usually follow within three to twelve months of approval.How to file a claim, and how long payment takes →
- Is the Equifax Dispute Class Action Settlement notice real, or a scam?
- Continental DataLogix is the court-appointed administrator. Claims are filed only at equifaxdisputeclassaction.com. Filing is always free, and no administrator asks for payment or a full Social Security number by email or text.How to tell a real settlement notice from a scam →
- What happens if I do nothing?
- You receive no payment and, in most class actions, give up the right to sue Equifax Information Services, LLC separately over these claims. To keep that right, opt out by November 20, 2026.Opting out, objecting, or doing nothing →
Guides:How to tell if you qualifyHow to file a claim, and how long payment takesIs this settlement notice real, or a scam?
Summarised from public settlement documents; confirm terms on the official settlement website. ClaimWatch is not a law firm, and filing a claim is free.
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