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File by February 10, 2027finance

Non-Bank ATM Surcharge Settlement

Settlement Fund will be distributed proportionally (pro rata) to each valid claimant after deductions for attorneys' fees (up to 30%), litigation costs, notice and administration costs, and service awards (up to $17,500 per class representative)

Last verified September 18, 2026Source: news-signal:PRNewswireHow ClaimWatch verifies cases

Where this case stands

Accepting claims until February 10, 2027

The final approval hearing is set for February 17, 2027. Payments cannot go out before the court approves the settlement there.

Pending in the United States District Court for the District of Columbia (No. 1:11-cv-01882).

  1. October 24, 2011
    Case filed
  2. February 13, 2013
    Case closed by the court
  3. December 18, 2025
    Preliminary approval

    The court allowed notice of the proposed settlement to go out to the class.

  4. December 11, 2026 · upcoming
    Opt-out and objection deadline

    Last day to exclude yourself from the settlement or object to its terms.

  5. February 10, 2027 · upcoming
    Claim deadline

    Claims had to be submitted by this date.

  6. February 17, 2027 · upcoming
    Final approval hearing

    The court hears any objections and decides whether to approve the settlement.

What happened

Visa and Mastercard allegedly violated antitrust laws by creating operating rules that prohibited independent ATM operators from charging lower access fees for transactions on competing networks. This forced cardholders to pay higher ATM surcharges than necessary. Visa and Mastercard deny the claims.

Do you qualify?

Generally, anyone in the United States who was charged a surcharge (access fee) to withdraw cash from a deposit account or pin-debit card at an independent ATM between October 24, 2007, and August 14, 2026, and were not fully reimbursed by their bank. There are also specific statewide classes for California, Illinois, Massachusetts, and Michigan.

What the settlement pays

Settlement Fund will be distributed proportionally (pro rata) to each valid claimant after deductions for attorneys' fees (up to 30%), litigation costs, notice and administration costs, and service awards (up to $17,500 per class representative)

Paid from a $167.5M settlement fund. Individual amounts depend on how many valid claims are filed.

How to file

Submit a claim form online or by mail postmarked by February 10, 2027. Visit www.NonbankATMSurchargeSettlement.com for more information. You can also call 1-866-893-1052 for details.

Common questions

How much does the Non-Bank ATM Surcharge Settlement pay?
Estimated payout: Settlement Fund will be distributed proportionally (pro rata) to each valid claimant after deductions for attorneys' fees (up to 30%), litigation costs, notice and administration costs, and service awards (up to $17,500 per class representative). The settlement fund is $167.5M.Why settlement checks are smaller than the headline number →
What is the claim deadline for the Non-Bank ATM Surcharge Settlement?
February 10, 2027. Claims are filed free at prnewswire.com.How to file a claim, and how long payment takes →
What is the status of the Non-Bank ATM Surcharge Settlement?
Accepting claims until February 10, 2027. The final approval hearing is set for February 17, 2027. Payments cannot go out before the court approves the settlement there.
How long until I get paid from the Non-Bank ATM Surcharge Settlement?
Not before the final approval hearing on February 17, 2027; payments usually follow within three to twelve months of approval.How to file a claim, and how long payment takes →
Is the Non-Bank ATM Surcharge Settlement notice real, or a scam?
Claims are filed only at prnewswire.com. Filing is always free, and no administrator asks for payment or a full Social Security number by email or text.How to tell a real settlement notice from a scam →
What happens if I do nothing?
You receive no payment and, in most class actions, give up the right to sue Visa Inc., Visa U.S.A. Inc., Visa International Service Association, Plus System, Inc., Mastercard Incorporated, and Mastercard International Incorporated separately over these claims. To keep that right, opt out by December 11, 2026.Opting out, objecting, or doing nothing →
Who are the attorneys in the Non-Bank ATM Surcharge Settlement?
For the plaintiffs: Mila Bartos (FINKELSTEIN THOMPSON LLP); Rosalee Belinda Connell Thomas; Robert Olin Wilson (WILSON LAW PLC); Craig Essenmacher (LOVELL STEWART HALEBIAN JACOBSON LLP). For Visa Inc., Visa U.S.A. Inc., Visa International Service Association, Plus System, Inc., Mastercard Incorporated, and Mastercard International Incorporated: Brette Tannenbaum (PAUL, WEISS, RIFKIND, WHARTON & GARRISON LLP); Nina Mikhaylovna Kovalenko (PAUL, WEISS, RIFKIND, WHARTON & GARRISON LLP); Grace Ferraro (PAUL, WEISS, RIFKIND, WHARTON & GARRISON LLP); Michael A. Rubin (ARNOLD & PORTER KAYE SCHOLER LLP). From the public court docket.

Who's involved

Plaintiffs

  • BRYAN BYRNES
  • MARIN P. HEISKELL
  • KENT HARRISON
  • PETER BURKE
  • MARY STOUMBOS

Defendants

  • MASTERCARD INTERNATIONAL INCORPORATED
  • MASTERCARD INCORPORATED
  • PLUS SYSTEM, INC.
  • VISA INTERNATIONAL SERVICE ASSOCIATION
  • VISA U.S.A. INC.
  • VISA INC.

Counsel for plaintiffs

Counsel for defendants

Other cases these firms appear in

From the public court docket, contact details as filed; not an endorsement.

In the news

Headlines via NewsAPI.

Guides:How to tell if you qualifyHow to file a claim, and how long payment takesIs this settlement notice real, or a scam?

Summarised from public settlement documents; confirm terms on the official settlement website. ClaimWatch is not a law firm, and filing a claim is free.

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