Non-Bank ATM Surcharge Settlement
Distributed proportionally (pro rata) to each valid claimant after deductions for attorneys' fees, litigation costs, expenses, notice and administration costs, and service awards.
Last verified September 11, 2026Source: news-signal:PRNewswireHow ClaimWatch verifies cases
What happened
Visa and Mastercard allegedly violated antitrust laws by creating operating rules that prohibited independent ATM operators from charging different surcharges based on the network used to process transactions. This prevented cardholders from getting lower fees when using less-expensive networks, causing them to pay higher ATM surcharges than necessary. Visa and Mastercard deny the claims.
Do you qualify?
You are included if you are in the United States, were charged a surcharge or access fee to withdraw cash from your deposit account using an ATM or pin-debit card at an independent ATM (including U.S. territories) between October 24, 2007, and August 14, 2026, and were not fully reimbursed by your bank. You may also qualify for state-specific classes in California, Illinois, Massachusetts, and Michigan.
How to file
Submit a claim form online or by mail postmarked by February 10, 2027. Visit www.NonbankATMSurchargeSettlement.com for the full class definition and more information, or call 1-866-893-1052.
Common questions
- How much does the Non-Bank ATM Surcharge Settlement pay?
- Estimated payout: Distributed proportionally (pro rata) to each valid claimant after deductions for attorneys' fees, litigation costs, expenses, notice and administration costs, and service awards.. The total settlement fund is $167.5M. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the Non-Bank ATM Surcharge Settlement?
- The claim deadline is February 10, 2027. Filing is free and is done on the official settlement website at nonbankatmsurchargesettlement.com.
- Is the Non-Bank ATM Surcharge Settlement notice real, or a scam?
- Class Action Administrator is the settlement administrator for this case. Claims are filed at nonbankatmsurchargesettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- How long until I get paid from the Non-Bank ATM Surcharge Settlement?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for February 17, 2027; no payments can be issued before a settlement receives final approval.
- What happens if I do nothing?
- You receive no payment, and in most class actions you also give up the right to sue Visa Inc., Visa U.S.A. Inc., Visa International Service Association, Plus System, Inc., Mastercard Incorporated, and Mastercard International Incorporated separately over these same claims. To keep that right you must opt out (exclude yourself) by December 11, 2026.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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