What is the claim deadline for the Visa and Mastercard ATM Access Fees Class Action Settlement?

February 10, 2027. Claims are filed free at nypost.com.

Do I need proof of purchase for the Visa and Mastercard ATM Access Fees Class Action Settlement?

Yes. This settlement asks for documentation with the claim; nypost.com lists what is accepted.

How long until I get paid from the Visa and Mastercard ATM Access Fees Class Action Settlement?

Not before the final approval hearing on February 17, 2027; payments usually follow within three to twelve months of approval.

What happens if I do nothing?

You receive no payment and, in most class actions, give up the right to sue Visa and Mastercard separately over these claims.

File by February 10, 2027finance

Visa and Mastercard ATM Access Fees Class Action Settlement

Each eligible claimant will receive a share of the net settlement fund based on the number of eligible surcharged transactions they submit.

Last verified September 18, 2026Source: news-signal:New York PostHow ClaimWatch verifies cases

Where this case stands

Accepting claims until February 10, 2027

The final approval hearing is set for February 17, 2027. Payments cannot go out before the court approves the settlement there.

February 10, 2027 · upcoming
Claim deadline
Claims had to be submitted by this date.
February 17, 2027 · upcoming
Final approval hearing
The court hears any objections and decides whether to approve the settlement.

What happened

Visa and Mastercard are accused of charging cardholders excessive access fees for cash withdrawals at independent ATMs (ATMs not owned by Visa, Mastercard, banks, or other financial institutions). Claimants allege the payment networks' operating rules constituted price fixing and violated federal and state antitrust laws by enabling higher ATM fees than should have been charged. Visa and Mastercard deny wrongdoing but have agreed to settle.

Do you qualify?

Anyone who was charged an access fee for a cash withdrawal at an independent ATM between October 24, 2007, and August 14, 2026, and was not fully reimbursed by their bank. Individuals from California, Illinois, Massachusetts, and Michigan are included as separate statewide classes.

What the settlement pays

Each eligible claimant will receive a share of the net settlement fund based on the number of eligible surcharged transactions they submit.

Paid from a $167.5M settlement fund. Individual amounts depend on how many valid claims are filed.

How to file

File a claim by February 10, 2027, either online or by mail. You must provide bank statements, receipts, or other documentation of qualifying surcharged transactions. If the settlement is approved at the February 17, 2027 court hearing, payments will be sent digitally via email within approximately six months.

Common questions

How much does the Visa and Mastercard ATM Access Fees Class Action Settlement pay?: Estimated payout: Each eligible claimant will receive a share of the net settlement fund based on the number of eligible surcharged transactions they submit.. The settlement fund is $167.5M.Why settlement checks are smaller than the headline number →
What is the claim deadline for the Visa and Mastercard ATM Access Fees Class Action Settlement?: February 10, 2027. Claims are filed free at nypost.com.How to file a claim, and how long payment takes →
Do I need proof of purchase for the Visa and Mastercard ATM Access Fees Class Action Settlement?: Yes. This settlement asks for documentation with the claim; nypost.com lists what is accepted.
What is the status of the Visa and Mastercard ATM Access Fees Class Action Settlement?: Accepting claims until February 10, 2027. The final approval hearing is set for February 17, 2027. Payments cannot go out before the court approves the settlement there.
How long until I get paid from the Visa and Mastercard ATM Access Fees Class Action Settlement?: Not before the final approval hearing on February 17, 2027; payments usually follow within three to twelve months of approval.How to file a claim, and how long payment takes →
Is the Visa and Mastercard ATM Access Fees Class Action Settlement notice real, or a scam?: Claims are filed only at nypost.com. Filing is always free, and no administrator asks for payment or a full Social Security number by email or text.How to tell a real settlement notice from a scam →
What happens if I do nothing?: You receive no payment and, in most class actions, give up the right to sue Visa and Mastercard separately over these claims.Opting out, objecting, or doing nothing →

In the news

Headlines via NewsAPI.

Guides:How to tell if you qualify How to file a claim, and how long payment takes Is this settlement notice real, or a scam?

Summarised from public settlement documents; confirm terms on the official settlement website. ClaimWatch is not a law firm, and filing a claim is free.

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