Sanith v. State Farm Fire and Casualty Company Settlement

What happened

State Farm Fire and Casualty Company allegedly failed to pay or pay adequately for diminished value losses under underinsured motorist property damage (UMPD) coverage when vehicles sustained structural damage. Plaintiff claims the company did not compensate for the loss in value when certain automobiles could not be fully repaired to their pre-accident condition. State Farm denies wrongdoing and contends it paid full and appropriate amounts.

Do you qualify?

You qualify if you are a State Farm Fire and Casualty Company insured with UMPD coverage on a Washington policy, your vehicle repairs exceeded $1,000, the vehicle was no more than six years old with fewer than 90,000 miles at the time of the accident, and the vehicle suffered structural frame damage, deformed sheet metal, or required body or paint work. The accident must have occurred between March 23, 2012 and February 13, 2024. Leased vehicles and total-loss vehicles are excluded.

Who is in the class

You are a member of the Class if you are a SFF&CC insured, and your insured vehicle's repairs were covered under the UMPD provision of a policy issued in Washington; and the repair estimate on the vehicle (including any supplements) totaled at least $1,000; and the vehicle was no more than six years old (model year plus five years) and had less than 90,000 miles on it at the time of the accident; and the vehicle suffered structural (frame) damage and/or deformed sheet metal and/or required body or paint work.

Quoted from the settlement notice.

How to file

Submit a completed Claim Form by November 12, 2024 (deadline has passed). The blue two-page Claim Form was enclosed with the Notice. Fill it out, sign it, and submit online or by mail. Multiple claims can be submitted if you had more than one qualifying accident. Settlement payments were mailed on July 9, 2025.