Universal Lenders Data Breach Settlement
Last verified July 13, 2026Source: claimdepotHow ClaimWatch verifies cases
This settlement is closed to new claims — the deadline was April 13, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
Universal Lenders, LLC experienced a targeted cyberattack on its computer systems in November 2024, during which certain files containing private information were accessed. These files may have contained personal information such as names, Social Security numbers, financial account numbers, and driver's license numbers. The defendant denies wrongdoing and no court has decided the merits of the case.
Do you qualify?
Class members are those whose personal information was potentially accessed in the November 2024 cyberattack on Universal Lenders, LLC's computer systems.
What you can claim
Read from the official settlement notice. Confirm the terms that apply to you on the administrator's site before filing.
Expense Reimbursement
$2,500 eachReimbursement of up to $2,500.00 for documented out-of-pocket expenses incurred due to the Data Breach, such as credit report costs, credit freeze fees, card replacement fees, and related expenses. Proof of expenses is required.
Alternative Cash Payment
$50 eachA one-time $50.00 cash payment as an alternative to Expense Reimbursement. No proof or explanation is required to claim this payment.
Who is in the class
All individuals to whom Defendant mailed notices that their Private Information was potentially compromised in the Data Breach discovered in November 2024.
Quoted from the settlement notice.
How to file
Submit a valid and timely Claim Form online at the settlement website, or download the Claim Form and mail it to the Settlement Administrator. The deadline to submit a claim is April 13, 2026.
Common questions
- What is the claim deadline for the Universal Lenders Data Breach Settlement?
- This settlement is closed to new claims — the deadline was April 13, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the Universal Lenders Data Breach Settlement?
- No. You can file without a receipt or proof of purchase. You attest that you qualify and submit basic details, though claims are still subject to review and submitting a false claim is a crime.
- Is the Universal Lenders Data Breach Settlement notice real, or a scam?
- Universal Lenders Settlement Administrator is the settlement administrator for this case. Claims are filed at uldatasettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Universal Lenders Data Breach Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for April 21, 2026; no payments can be issued before a settlement receives final approval.
Who's involved
Counsel for plaintiffs
Counsel for defendants
Parties and counsel from the public court docket. Listing an attorney here isn't an endorsement, and ClaimWatch isn't affiliated with any of them.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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