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VanderKodde Debt Collection Interest Rate Settlement

Last verified July 13, 2026Source: claimdepotHow ClaimWatch verifies cases

This settlement is closed to new claims. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →

What happened

The defendants allegedly violated federal and Michigan state law by applying unlawfully high interest rates to debt collection judgments. The defendants deny any wrongdoing. The lawsuit alleges that Mary Jane M. Elliott, P.C. collected judgment balances from debtors by communicating amounts that included interest rates exceeding those allowed by Michigan law.

Do you qualify?

The settlement includes two classes: (1) individuals against whom a money judgment was entered by a Michigan court in favor of Midland Funding, LLC for a debt incurred for personal, family, or household purposes (not on a written instrument or promissory note), and from whom Mary Jane M. Elliott, P.C. collected using unlawfully high interest rates from April 11, 2011 onward; and (2) individuals against whom a similar judgment was entered in favor of LVNV Funding, LLC with the same characteristics.

How to file

To claim benefits, you may do nothing and stay in the class to automatically share in the settlement if approved by the Court. Alternatively, you may submit a claim through the settlement website at vanderkoddeclassaction.com. Specific deadlines for claim submission will be determined after the Court approves the settlement on or about April 13, 2026.

Common questions

Is the VanderKodde Debt Collection Interest Rate Settlement notice real, or a scam?
Claims are filed at vanderkoddeclassaction.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
When will payments from the VanderKodde Debt Collection Interest Rate Settlement be sent?
Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for April 13, 2026; no payments can be issued before a settlement receives final approval.

Who's involved

Plaintiffs

  • Ritchie Swagerty
  • Anita Beckley
  • Ruby Robinson
  • Susan Buck
  • Daniel VanderKodde

Defendants

  • Encore Capital Group, Inc.
  • Midland Credit Management, Inc.
  • Midland Funding LLC
  • Berndt & Associates, P.C.
  • LVNV Funding LLC
  • Mary Jane M. Elliott, P.C.

Parties and counsel from the public court docket. Listing an attorney here isn't an endorsement, and ClaimWatch isn't affiliated with any of them.

New to class actions?

This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.

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