CClaimWatch
Claims closedconsumer products

Capital One Credit Reporting Settlement

Last verified July 13, 2026Source: claimdepotHow ClaimWatch verifies cases

Closed to new claims. Browse open settlements →

Where this case stands

Claims closed

Payments follow final court approval and the end of any appeals, typically twelve to twenty-four months after the claim deadline.

Before Judge Robert E. Payne, United States District Court for the Eastern District of Virginia (No. 3:24cv575).

  1. August 13, 2024
    Case filed
  2. August 1, 2025
    Preliminary approval

    The court allowed notice of the proposed settlement to go out to the class.

  3. February 18, 2026
    Opt-out and objection deadline

    Last day to exclude yourself from the settlement or object to its terms.

What happened

Capital One is accused of violating the Fair Credit Reporting Act by failing to investigate disputes from credit card holders who were erroneously reported as deceased to credit reporting agencies. Capital One denies these allegations.

Do you qualify?

Credit card holders who were erroneously reported deceased to credit reporting agencies and whose disputes Capital One allegedly failed to investigate.

How to file

If you do not opt out, you will automatically receive a cash payment. No action is required to receive settlement benefits; you simply need to not opt out by the February 18, 2026 deadline. For specific claim procedures, refer to the full notice.

Common questions

What is the status of the Capital One Credit Reporting Settlement?
Claims closed. Payments follow final court approval and the end of any appeals, typically twelve to twenty-four months after the claim deadline.
Is the Capital One Credit Reporting Settlement notice real, or a scam?
Claims are filed only at creditreportingsettlement.com. Filing is always free, and no administrator asks for payment or a full Social Security number by email or text.How to tell a real settlement notice from a scam →
Who are the attorneys in the Capital One Credit Reporting Settlement?
For the plaintiffs: Joseph Christopherson Hashmall (Berger Montague PC); James Patrick McNichol (Kelly Guzzo PLC); Eleanor Michelle Drake (Berger Montague PC (MN-NA)); Casey Shannon Nash (Kelly Guzzo PLC). For Capital One, N.A.: David Neal Anthony (Troutman Pepper Locke (Richmond)); Hannah Rose Gourdie (McGuireWoods LLP); Bryan Alan Fratkin (McGuireWoods LLP); Heidi Siegmund (McGuireWoods LLP). From the public court docket.

Who's involved

Plaintiffs

  • Gregory Miller
  • Zaher Murray
  • Craig Kromrey

Defendants

  • Experian Information Solutions, Inc.
  • Capital One, N.A.

Counsel for plaintiffs

Counsel for defendants

Other cases these firms appear in

From the public court docket, contact details as filed; not an endorsement.

In the news

Headlines via NewsAPI.

Guides:Why is my settlement check so small?How long a settlement takes to pay outIs this settlement notice real, or a scam?

Summarised from public settlement documents; confirm terms on the official settlement website. ClaimWatch is not a law firm, and filing a claim is free.

More consumer products settlements

View all →
November 5, 2026No proof neededconsumer products

Schnucks Markets Sales Tax Settlement

Up to $7

November 25, 2026No proof neededprivacy

Skin360 BIPA Settlement

Equal payment to all valid claimants from the $4.7 million Settlement Fund, minus Settlement Administrator costs, attorneys' fees (up to one-third of the fund), and service payments to Class Representatives (up to $5,000 each)

November 27, 2026No proof neededconsumer products

Dr. Squatch Products Class Action Settlement

Your payment will be calculated pro rata based on the number of valid claim forms submitted by the settlement class.

December 14, 2026consumer products

Thinkware Dashcam Settlement

Pro rata payment based on number of valid claims submitted