Capital One Credit Reporting Settlement
Last verified July 13, 2026Source: claimdepotHow ClaimWatch verifies cases
This settlement is closed to new claims. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
Capital One is accused of violating the Fair Credit Reporting Act by failing to investigate disputes from credit card holders who were erroneously reported as deceased to credit reporting agencies. Capital One denies these allegations.
Do you qualify?
Credit card holders who were erroneously reported deceased to credit reporting agencies and whose disputes Capital One allegedly failed to investigate.
How to file
If you do not opt out, you will automatically receive a cash payment. No action is required to receive settlement benefits; you simply need to not opt out by the February 18, 2026 deadline. For specific claim procedures, refer to the full notice.
Common questions
- Is the Capital One Credit Reporting Settlement notice real, or a scam?
- Claims are filed at creditreportingsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Capital One Credit Reporting Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. Payments cannot be issued until the court grants final approval and any appeals are resolved.
Who's involved
Plaintiffs
- Gregory Miller
- Zaher Murray
- Craig Kromrey
Defendants
- Experian Information Solutions, Inc.
- Capital One, N.A.
Counsel for plaintiffs
Parties and counsel from the public court docket. Listing an attorney here isn't an endorsement, and ClaimWatch isn't affiliated with any of them.
In the news
Headlines via NewsAPI. ClaimWatch isn't affiliated with these publications.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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