Munoz v. PHH Corp. Mortgage Settlement
Up to $875
This settlement is closed to new claims — the deadline was August 11, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
PHH Corp. and its affiliates allegedly violated federal law prohibiting kickbacks in connection with mortgage settlement services. Specifically, they allegedly improperly included private mortgage insurance costs within PHH's captive mortgage reinsurance agreements. The defendants have denied any wrongdoing, and the court has not decided the merits; instead, the parties agreed to settle to avoid further litigation.
Do you qualify?
Anyone who obtained a residential mortgage loan originated and/or acquired by PHH and/or its affiliates between January 1, 2007 and December 31, 2009, and in connection with that loan purchased private mortgage insurance that was included within PHH's captive mortgage reinsurance agreements. This includes successors, heirs, and assignees of such persons.
How to file
The deadline to submit a claim was August 11, 2026, and has now passed. Claims can no longer be filed. Valid claims filed before that deadline would have qualified for a $875 settlement payment per loan.
Common questions
- How much does the Munoz v. PHH Corp. Mortgage Settlement pay?
- Estimated payout: Up to $875. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the Munoz v. PHH Corp. Mortgage Settlement?
- This settlement is closed to new claims — the deadline was August 11, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Is the Munoz v. PHH Corp. Mortgage Settlement notice real, or a scam?
- JND Legal Administration is the settlement administrator for this case. Claims are filed at phhmisettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Munoz v. PHH Corp. Mortgage Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for December 17, 2025; no payments can be issued before a settlement receives final approval.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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