Munoz v. PHH Corp. Mortgage Insurance Settlement
Up to $875
Last verified September 18, 2026Source: jndHow ClaimWatch verifies cases
This settlement is closed to new claims — the deadline was August 11, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
PHH Corp. and its affiliates allegedly violated kickback laws in connection with mortgage settlement services by receiving improper payments related to private mortgage insurance included in PHH's captive mortgage reinsurance agreements. The defendants have denied any wrongdoing, and the parties agreed to settle to avoid further litigation rather than have the court decide liability.
Do you qualify?
Anyone who obtained a residential mortgage loan originated and/or acquired by PHH and/or its affiliates from January 1, 2007, through December 31, 2009, and who purchased private mortgage insurance that was included in PHH's captive mortgage reinsurance agreements. This includes successors, heirs, and assignees of such persons.
What you can claim
Read from the official settlement notice. Confirm the terms that apply to you on the administrator's site before filing.
Cash payment per loan
$875 eachAll Settlement Class Members who submit a valid Claim Form receive a flat payment of $875 per loan originated or acquired by PHH between January 1, 2007 and December 31, 2009 with private mortgage insurance included in reinsurance agreements with PHH's captive affiliate.
Who is in the class
Todas las personas que obtuvieron préstamos hipotecarios residenciales originados o adquiridos por PHH o sus afiliadas entre el 1 de enero de 2007 y el 31 de diciembre de 2009 y, en relación con ello, adquirieron un seguro hipotecario privado y cuyos préstamos se incluyeron en los acuerdos de reaseguro hipotecario con una sociedad cautiva de PHH, incluidos los sucesores, herederos o cesionarios de dichas personas.
Quoted from the settlement notice.
How to file
Class members needed to submit a valid Claim Form by August 11, 2026 (the deadline has now passed). The settlement is closed to new claims.
Common questions
- How much does the Munoz v. PHH Corp. Mortgage Insurance Settlement pay?
- Estimated payout: Up to $875. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the Munoz v. PHH Corp. Mortgage Insurance Settlement?
- This settlement is closed to new claims — the deadline was August 11, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the Munoz v. PHH Corp. Mortgage Insurance Settlement?
- Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
- Is the Munoz v. PHH Corp. Mortgage Insurance Settlement notice real, or a scam?
- JND Legal Administration is the settlement administrator for this case. Claims are filed at phhmisettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Munoz v. PHH Corp. Mortgage Insurance Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for December 17, 2025; no payments can be issued before a settlement receives final approval.
Who's involved
Counsel for plaintiffs
Parties and counsel from the public court docket. Listing an attorney here isn't an endorsement, and ClaimWatch isn't affiliated with any of them.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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