Credit Plus Consumer Credit Class Action
Verified October 20, 2026Found via the federal court docketHow ClaimWatch verifies cases
Still being litigated: the claims below are allegations, not findings, and there is no settlement, claim form or payout yet.
Where this case stands
In litigation
The case has been filed and is being fought in court. There is no settlement, no claim form and no payout yet; many class actions are dismissed or never certified.
Pending in the District Court, E.D. Pennsylvania (No. 2:24-cv-01462).
- April 8, 2024Case filed
What happened
A proposed class action against Credit Plus, LLC, apparently concerning consumer credit practices under federal consumer credit statutes.
Do you qualify?
No settlement exists yet, so there is nothing to file and no class definition to check. If the case settles, the settlement will define exactly who qualifies — watch this case and we'll let you know.
How to file
There is no claim to file yet. If this case reaches a settlement, a claim process will open — usually with an official settlement website and a filing deadline.
Common questions
- Can I file a claim in the Credit Plus Consumer Credit Class Action case?
- No. The case is still being litigated — there is no settlement, no claim form, and no payout. It was filed April 8, 2024 in the District Court, E.D. Pennsylvania (No. 2:24-cv-01462).What a class action lawsuit is →
- Who are the attorneys in the Credit Plus Consumer Credit Class Action?
- For the plaintiffs: NICHOLAS J. LINKER; JORDAN M. SARTELL (FRANCIS MAILMAN SOUMILAS, P.C.); DANIEL ZEMEL (Zemel Law LLC); JOHN SOUMILAS (FRANCIS MAILMAN SOUMILAS, P.C.). For Credit Plus, LLC: A. CHRISTOPHER YOUNG (TROUTMAN PEPPER HAMILTON SANDERS LLP); Elizabeth Holt Andrews (Troutman Pepper Hamilton Sanders LLP); DAVID M. GETTINGS (TROUTMAN PEPPER HAMILTON SANDERS LLP). From the public court docket.
Who's involved
Plaintiffs
- Thomas J. Beal
Defendants
- DOES 1-10
- XACTUS LLC
- CREDIT PLUS, LLC
Counsel for plaintiffs
- NICHOLAS J. LINKERRepresents Thomas J. Beal2 tracked casesnl@zemellawllc.com · (856) 430-0789
- JORDAN M. SARTELLFRANCIS MAILMAN SOUMILAS, P.C.Represents Thomas J. Beal9 tracked cases · $127.8M in disclosed settlementsjsartell@consumerlawfirm.com · (215) 735-8600
- DANIEL ZEMELZemel Law LLCRepresents Thomas J. Beal10 tracked casesdz@zemellawllc.com · (862) 227-3106
- JOHN SOUMILASFRANCIS MAILMAN SOUMILAS, P.C.Represents Thomas J. Beal14 tracked cases · $127.8M in disclosed settlementsjsoumilas@consumerlawfirm.com · (215) 735-8600
- JAMES A. FRANCISFRANCIS MAILMAN SOUMILAS, P.C.Represents Thomas J. Beal23 tracked cases · $167.8M in disclosed settlementsjfrancis@consumerlawfirm.com · (215) 735-8600
- Erika Angelos HeathFrancis Mailman Soumilas, P.C.Represents Thomas J. Beal4 tracked caseseheath@consumerlawfirm.com · (628) 246-1352
- ERIKA ANGELOS HEATHFRANCIS MAILMAN SOUMILAS, P.C.Represents Thomas J. Beal4 tracked caseseheath@consumerlawfirm.com · (628) 246-1352
Counsel for defendants
- A. CHRISTOPHER YOUNGTROUTMAN PEPPER HAMILTON SANDERS LLPRepresents CREDIT PLUS, LLC, XACTUS LLCchristopher.young@troutman.com · (215) 981-4190
- Elizabeth Holt AndrewsTroutman Pepper Hamilton Sanders LLPRepresents CREDIT PLUS, LLC, XACTUS LLC4 tracked caseselizabeth.andrews@troutman.com · (415) 477-5762
- DAVID M. GETTINGSTROUTMAN PEPPER HAMILTON SANDERS LLPRepresents CREDIT PLUS, LLC, XACTUS LLC4 tracked casesdave.gettings@troutman.com · (757) 687-7747
Other cases these firms appear in
- Cleara Statutory Class Action · Francis Mailman Soumilas, P.C.
- Loar v. Supplying Demand, Inc. Fraud Class Action · Francis Mailman Soumilas, P.C.
- Marlene Crawford v. Hometap Equity Partners Home Equity Class Action · Francis Mailman Soumilas, P.C.
- Taylor v. Boom Team Consumer Credit Class Action · Francis Mailman Soumilas, P.C.
- Osborne v. Baylor Miraca Genetics Laboratories Class Action · Zemel Law LLC
From the public court docket, contact details as filed; not an endorsement.
Guides:What is a class action lawsuit?How class membership worksYour options as a class member
Summarised from public settlement documents; confirm terms on the official settlement website. ClaimWatch is not a law firm, and filing a claim is free.
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Settlement Fund will be distributed proportionally (pro rata) to each valid claimant after deductions for attorneys' fees (up to 30%), litigation costs, notice and administration costs, and service awards (up to $17,500 per class representative)