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Crutcher v. Liberty Mutual Insurance UIM Settlement

Underinsured motorist claimants receive cash payment; UM/UIM policy holders receive partial premium refund

This settlement is closed to new claims — the deadline was April 30, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →

What happened

Liberty Mutual and Safeco allegedly reduced or "offset" underinsured motorist (UIM) claims by the amount paid by at-fault drivers in accidents between October 2010 and March 2022. The company is settling the class action by paying $6.5 million to affected policyholders and providing partial premium refunds to those who purchased UM/UIM coverage during the class period.

Do you qualify?

Anyone who had a New Mexico automobile insurance policy with Liberty Mutual or Safeco containing UM/UIM motorist coverage between October 1, 2010 and March 31, 2022, and/or filed an underinsured motorist claim that was reduced or offset by at-fault driver payments during that period.

How to file

Submit a Claim Form by April 30, 2026 (deadline has passed). Claimants with UIM claims must provide documentation of their claim; those with UM/UIM policies will receive direct premium refunds. Call 1-877-684-5777 for more information or visit the settlement website.

Common questions

How much does the Crutcher v. Liberty Mutual Insurance UIM Settlement pay?
Estimated payout: Underinsured motorist claimants receive cash payment; UM/UIM policy holders receive partial premium refund. The total settlement fund is $6.5M. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
What is the claim deadline for the Crutcher v. Liberty Mutual Insurance UIM Settlement?
This settlement is closed to new claims — the deadline was April 30, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
Do I need proof of purchase for the Crutcher v. Liberty Mutual Insurance UIM Settlement?
Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
Is the Crutcher v. Liberty Mutual Insurance UIM Settlement notice real, or a scam?
Not stated is the settlement administrator for this case. Claims are filed at crutcheruimsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
When will payments from the Crutcher v. Liberty Mutual Insurance UIM Settlement be sent?
Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for June 4, 2026; no payments can be issued before a settlement receives final approval.

This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.

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