Smith v. AAA Interinsurance Exchange UIM Settlement
Up to $25,000
This settlement is closed to new claims — the deadline was April 29, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
AAA (Interinsurance Exchange of the Automobile Club) reduced or "offset" underinsured motorist (UIM) insurance claims by the amount insureds received from the at-fault driver's insurer, and sold UM/UIM coverage during the class period. The settlement provides refunds and payments to affected policyholders.
Do you qualify?
Insureds who had an underinsured motorist claim reduced or offset by the at-fault driver's payment between January 1, 2010 and May 4, 2022, and others who purchased UM/UIM coverage from AAA during that same period in New Mexico.
How to file
Submit a Claim Form online or postmarked by April 29, 2026 for up to $25,000 if you had a UIM claim that was reduced or offset. If you purchased UM/UIM coverage but did not submit a claim during the class period, you will automatically receive a check by mail—no action required.
Common questions
- How much does the Smith v. AAA Interinsurance Exchange UIM Settlement pay?
- Estimated payout: Up to $25,000. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the Smith v. AAA Interinsurance Exchange UIM Settlement?
- This settlement is closed to new claims — the deadline was April 29, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Is the Smith v. AAA Interinsurance Exchange UIM Settlement notice real, or a scam?
- Claims are filed at aaauimsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Smith v. AAA Interinsurance Exchange UIM Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for May 11, 2026; no payments can be issued before a settlement receives final approval.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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