Vega v. Metropolitan Direct Property and Casualty Insurance Company Settlement
Up to $25,000
This settlement is closed to new claims — the deadline was May 26, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
Metropolitan Direct allegedly reduced or "offset" underinsured motorist (UM/UIM) claims by the amount insureds received from the at-fault driver's insurer. The settlement provides refunds to affected policyholders and those who purchased UM/UIM coverage during the class period.
Do you qualify?
Anyone who submitted an underinsured motorist claim between October 1, 2010 and January 31, 2022 that was reduced or offset by payments from the at-fault driver's insurer, or anyone who purchased New Mexico automobile insurance with UM/UIM coverage during that period.
How to file
Submit a Claim Form online or by mail postmarked by May 26, 2026 if you had a UM/UIM claim that was offset. If you purchased UM/UIM coverage but did not file a claim, you will automatically receive a check in the mail.
Common questions
- How much does the Vega v. Metropolitan Direct Property and Casualty Insurance Company Settlement pay?
- Estimated payout: Up to $25,000. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the Vega v. Metropolitan Direct Property and Casualty Insurance Company Settlement?
- This settlement is closed to new claims — the deadline was May 26, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the Vega v. Metropolitan Direct Property and Casualty Insurance Company Settlement?
- Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
- Is the Vega v. Metropolitan Direct Property and Casualty Insurance Company Settlement notice real, or a scam?
- Claims are filed at metropolitanuimsettlement.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Vega v. Metropolitan Direct Property and Casualty Insurance Company Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for July 1, 2026; no payments can be issued before a settlement receives final approval.
New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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