Equifax Double-Reporting Error Settlement
Up to $600
Last verified September 4, 2026Source: news-signal:PCMag.comHow ClaimWatch verifies cases
This settlement is closed to new claims — the deadline was September 1, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
Equifax wrongfully reported duplicate negative collection accounts on credit reports, making collection balances appear larger than they actually were. This violated the Fair Credit Reporting Act's requirement that credit reporting companies use reasonable procedures to ensure accurate information. The credit bureau has agreed to a $2.2 million settlement to resolve the class action lawsuit.
Do you qualify?
You are eligible if you received a "Duplicate Reporting Letter" from Equifax between August and September 2022 containing a Notice ID and PIN, and you are a resident of the United States or one of its territories. There were approximately 37,000 affected by this reporting error.
How to file
Visit the Equifax duplicate-account settlement website and register with your Notice ID and PIN, or download and mail in a paper claim form. You must prove that Equifax sent a credit report showing a duplicate collection amount to a third party or that the duplicate account was one reason you were denied credit. The deadline to submit a claim is September 1, 2026.
Common questions
- How much does the Equifax Double-Reporting Error Settlement pay?
- Estimated payout: Up to $600. The total settlement fund is $2.2M. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the Equifax Double-Reporting Error Settlement?
- This settlement is closed to new claims — the deadline was September 1, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the Equifax Double-Reporting Error Settlement?
- Yes. This settlement asks for documentation supporting your claim — a receipt, an account record, or the notice you were sent. Check the official settlement website for exactly which documents are accepted.
- Is the Equifax Double-Reporting Error Settlement notice real, or a scam?
- Claims are filed at uk.pcmag.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Equifax Double-Reporting Error Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for October 6, 2026; no payments can be issued before a settlement receives final approval.
In the news
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New to class actions?
This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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