Equifax Duplicate Reporting Settlement
Up to $600
Last verified September 3, 2026Source: news-signal:CNETHow ClaimWatch verifies cases
This settlement is closed to new claims — the deadline was September 1, 2026. You can still see what it was about and follow the case in court below. Looking for money you can still claim? Browse open settlements →
What happened
Equifax allegedly violated the Fair Credit Reporting Act by wrongfully reporting duplicate negative accounts on consumer credit reports, with inadequate data-keeping policies. These duplicated debt tradelines made some customers' debts appear larger than they actually were, potentially preventing them from securing loans, credit cards, mortgages and other lines of credit. Equifax denies wrongdoing.
Do you qualify?
The settlement covers 37,651 U.S. customers who received duplicate collection account information on their credit reports between August and September 2022. You must be a living individual in the US or its territories and have received an identified Duplicate Reporting Letter from Equifax during that period.
How to file
File a claim online through the settlement website using your unique settlement member ID included in your initial postcard or email, or file a paper claim form. You must file by September 1, 2026. Provide valid payment information, selecting from PayPal, Venmo, Zelle, virtual prepaid card, or check. No proof of purchase is required.
Common questions
- How much does the Equifax Duplicate Reporting Settlement pay?
- Estimated payout: Up to $600. The total settlement fund is $2.2M. Actual amounts depend on how many valid claims are filed — most settlements divide a fixed fund pro rata, so a higher claim rate means a smaller individual check. An "up to" figure is a cap, not a guarantee.
- What is the claim deadline for the Equifax Duplicate Reporting Settlement?
- This settlement is closed to new claims — the deadline was September 1, 2026. Once a claim deadline passes you generally forfeit your share, even if you qualified.
- Do I need proof of purchase for the Equifax Duplicate Reporting Settlement?
- No. You can file without a receipt or proof of purchase. You attest that you qualify and submit basic details, though claims are still subject to review and submitting a false claim is a crime.
- Is the Equifax Duplicate Reporting Settlement notice real, or a scam?
- Claims are filed at cnet.com. Filing a class action claim is always free — no legitimate settlement charges you to claim, and no administrator will ask for payment, a gift card, or your full Social Security number by email or text. If a notice asks for any of those, it is not from the administrator. When in doubt, ignore the link you were sent and go to the official settlement website directly.
- When will payments from the Equifax Duplicate Reporting Settlement be sent?
- Class action payouts typically take 12 to 24 months after the claim deadline, and longer if the settlement is appealed. The final approval hearing for this case is set for October 6, 2026; no payments can be issued before a settlement receives final approval.
In the news
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This summary was generated from public settlement documents and may contain errors. Confirm eligibility, deadlines, and payment terms on the official settlement website before filing. ClaimWatch is not a law firm and this is not legal advice. Filing a claim is free.
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